Credit Cards
What: Plastic or digital cards allowing you to borrow funds for purchases.
Why: Offers flexibility, rewards, and emergency credit support.
How: Use within a limit and repay monthly with interest-free grace period.
History: Introduced in India in the 1980s, now integral to digital lifestyles.
Read More...Fixed Deposits
What: A savings scheme where money is locked in for a fixed term with assured returns.
Why: Safe and predictable returns ideal for conservative investors.
How: Deposit money for 7 days to 10 years. Earn interest and withdraw at maturity.
History: FDs have been core to Indian household savings for decades.
Read More...Retirement Planning
What: Long-term strategy to ensure income post-retirement.
Why: To maintain lifestyle, cover medical needs, and be financially independent.
How: Combines tools like NPS, PPF, mutual funds, and annuities.
History: Pension schemes evolved into market-linked retirement tools post-2000.
Read More...Tax Saving Plans
What: Investments that offer tax deductions under Income Tax Act sections.
Why: Save tax and grow wealth together.
How: Use 80C (ELSS, LIC, PPF), 80D (Mediclaim), 80CCD (NPS), etc.
History: Section 80C has existed since the 1960s and remains the go-to tax shield.
Read More...Financial Planning
What: A personalized roadmap for income, expenses, savings, and goals.
Why: Helps make informed decisions and reach financial independence.
How: We assess your income, debt, goals, risk appetite, and plan accordingly.
History: The need for financial planning rose with financial literacy post-2005.
Read More...Account Opening Assistance
What: Help opening savings, salary, or digital accounts with top banks.
Why: Hassle-free setup and choice of best features across banks.
How: We guide you through KYC, application, and mobile banking activation.
History: India’s banking revolution started with Jan Dhan Yojana in 2014.
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